Payments
Get paid in anything
Advertisers can pay you by card through the portal. Or they can pay you by bank transfer, by invoice, in crypto, or in cash, and you hand them a voucher instead. Your ad sales are not hostage to a payment processor's opinion of your industry.
Dave wants to buy $500 of ads. His card will not go through, and yours might not either.In cannabis, crypto, iGaming and adult, merchant accounts get declined, frozen and closed. Most ad software assumes a working card processor on both sides and quietly stops being useful when there is not one.
How a voucher works
The money never touches a card processor. You take payment however suits you both, then hand over credit.
What you can actually do with this
One mechanism, several genuinely different uses.
Take payment your own way
Bank transfer, Zelle, wire, invoice on net terms, stablecoin, or cash across a table. Settle however the two of you agree, then issue a voucher for the amount. The platform never has to touch it.
Sell in verticals card processors refuse
A dispensary or an exchange that cannot hold a stable merchant account can still buy ads from you. Their payment problem stops being your revenue problem.
Give a bonus without a discount code system
Someone sends you $500, you issue $550. You have just given a ten percent incentive with no coupon engine, no promo logic, and no discount on your published floor prices.
Seed your first advertisers cheaply
Issue a small voucher and invite someone to run a campaign on your site. The hardest part of direct sales is the first advertiser, and near-free credit removes the reason to say no. Vouchers carry a minimum value, so this is a token amount rather than literally zero.
Sell annual up front, deliver monthly
Take a year of spend in one transfer and issue the credit as a voucher. The advertiser draws it down across campaigns at their own pace.
Work with agencies and resellers
Sell credit in bulk to an agency buying on behalf of several clients, and let them allocate it across campaigns themselves.
What most ad platforms require before you can sell anything
Connect Stripe if you want advertisers to be able to pay by card in the portal. If you do not, or cannot, vouchers keep working and your advertisers keep buying.
Being straight about the tradeoff
A voucher moves the payment risk to you. Nobody is underwriting the transaction, so if an advertiser does not send the money, you simply do not issue the credit, and if they send it and later regret it, that is a conversation between the two of you rather than a chargeback. That is an advantage when card rails are closed to you, and a real responsibility when they are not. Take payment first, issue the voucher second, and keep your own record of what was settled and when. For advertisers you do not know, card payment through the portal is the safer default for both sides.
However your advertiser wants to pay
Card payments run through your own connected Stripe account, so the money is yours from the moment it lands. Everything else, bank transfer, PayPal, cash or stablecoin, you settle directly and issue a voucher for. Pyrobid never holds it either way.
Card acceptance depends on your own Stripe account and the methods it supports where you are. Everything else never touches a processor.
Common questions
Do I need a Stripe account to use Pyrobid?
Not to run your portal and not to issue vouchers. You need one if you want advertisers to be able to pay by card inside the portal, which most publishers do eventually want. Vouchers work whether or not Stripe is connected.
How does the advertiser actually use the voucher?
You issue a voucher for an amount and give them the code. They redeem it in your portal, the credit lands in their balance, and they spend it on campaigns exactly as they would if they had funded the account by card.
Can I issue a voucher for more than they paid?
Yes, and it is a good tactic. Someone sends $500 and you issue $550. You have given an incentive without discounting your published floors, which keeps your pricing intact for everyone else.
Can I give vouchers away to seed my first advertisers?
Yes, at a token amount. Vouchers have a minimum value rather than being zero, so you issue a small one instead of a free one. It works the same way: it removes the risk for an advertiser who has never bought from you, and once a campaign is live and reporting, the second purchase is a much easier conversation.
Is this a workaround for something dodgy?
No. It is ordinary commercial credit, the same as any business taking payment by invoice and then delivering. What it avoids is the assumption that a card processor must approve your industry before you are allowed to sell your own ad space.
Who handles tax and bookkeeping on a voucher sale?
You do, exactly as you would for any payment taken outside a processor. Pyrobid records the credit issued and the campaigns it was spent on, which gives you the ad-side record. The payment itself is your transaction and belongs in your own books.
Sell ads without asking permission.
Your portal, your rates, your payment terms. Card payments when you want them, vouchers when you do not, and your existing ads still running underneath as the fallback.
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